Poverty Scorecards: Lessons from a Microlender in Bosnia-Herzegovina December 20, 2014 by admin Poverty Scorecards: Lessons from a Microlender in Bosnia-Herzegovina Mark Schreiner, Michal Matul, Ewa Pawlak and Sean Kline http://onlinelibrary.wiley.com/doi/10.1002/pop4.86/abstract